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Basic Information about Using Credit Card as Payment for Therapy

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Basic Information about Using Credit Card as Payment for Therapy

With the continuous rise in health care expenses, it is predicted that out-of-pocket spending per household will surpass the $3,300 spent last year. You may feel lucky to have health insurance, however, whether you’re insured or not, you can have difficulties paying your bills causing you to possibly go without treatment due to cost concerns.

Behavioral health care can represent a significant portion of household expenses. If you are without insurance, cash or a checking account you may feel as if treatment is out of reach. You may find comfort in knowing that some therapists are providing the option of using credit card as payment for professional services. There can be many advantages enjoyed by clients who opt to use a credit card as payment for therapy.

There are contracted therapists with Carolina Counseling Services in Southern Pines, NC that accept payment by credit card, allowing an additional way of accessing treatment. If you have a credit card, you can use it not only to receive therapy and quality health care, but also to enjoy certain benefits such as convenience and flexibility.

  • You may be able to see your therapist more frequently than if you had to pay by cash. With credit card, you may have access to a greater amount of funds thus eliminating the financial concerns that are sometimes associated with longer term therapy.
  • You can use your credit card over and over for as long as you have available funds. You can use it for ongoing or new treatments, whether for yourself or for a family member.
  • You can be assured that your treatment and personal information remain confidential. No credit card information will be stored and your credit card will only be used at time of service when you present it to your therapist.

What’s in Store for Credit Card Users?

Financing therapy can be a major concern for those in search of help during a difficult financial time. Therapy can sometimes be costly. If you’ve reached the point where you want to seek treatment for distressing emotional or behavioral symptoms you may be concerned about financing your treatment. Although you may feel that money shouldn’t be in the way of your psychological health, it can still be a main obstacle for treatment if you’re out of cash.

Thankfully, you can circumvent this concern by using a credit card as payment. If you’re deciding to seek therapy, you may be interested to know the fees and the manners of payment accepted by your therapist. When you make a call to Carolina Counseling Services – Southern Pines, NC, don’t hesitate to ask. Call CCS today to schedule your first appointment and begin your journey toward wellness.

 

Related Articles: When You’re Out of Cash and Needing Therapy

Confidential / Private Sessions

Carolina Counseling Services -Southern Pines, NC contracts with Licensed professional counselors/therapists/psychologists who provide a friendly, caring, and relaxed atmosphere in the Southern Pines/Pinehurst/Aberdeen/Raeford area. These independently contracted therapists/counselors assist adult individuals, couples, families, and children with resolving issues and getting back to enjoying their lives. Whether you are non-military or military, the independently contracted therapists with Carolina Counseling Services -Southern Pines, NC are able and happy to assist you!

 

Serving Areas: Carolina Counseling Services – Southern Pines, NC

Counties: Moore county, NC, Lee County, NC, Montgomery County, NC, Richmond County, NC, Randolph County, NC, Chatham County, NC

Cities: Southern Pines NC, Pinehurst NC, Aberdeen NC, Taylortown NC, Pinebluff NC, West End NC, Seven Lakes NC, Eagle Springs NC, Ashley Heights NC, Ashmont NC, Five Points NC, Wind Blow NC, Jackson Springs NC, Whispering Pines NC, Vass NC, Cameron NC, Carthage NC, Eastwood NC, Lakeview NC, Narrow Ridge NC, Robbins NC, Roseland NC, Tramway NC, Troy NC, Zion Grove NC, Biscoe NC

We are located at:

Carolina Counseling Services - Southern Pines, NC
780 NW Broad St. Suite 210
Southern Pines, NC 28387

How Do I Set Up my FIRST Appointment?

  • Call: (910) 246-0827 (Fastest way to schedule)
  • Text: (910) 308-3291 (Reply will be via phone)
  • Click here and use our Contact Form (You must include your phone number, because replies will only be made by telephone to ensure security/privacy)
  • Call or Text for your New Patient Appointment Anytime!
  • Appointment scheduling for NEW clients: Mon-Fri 8:30am-5:15pm
  • New client appts may be scheduled when therapists have openings, which may include daytime, evenings and weekends.
  • Established/Standing Appointments are made directly with your therapist!
  • Referrals: MOST beneficiaries do NOT need a Referral!

Choose your Therapist

  • Kristin Vernon, MSW, LCSW

    Specializes in: (Ages 5+) Children, Adolescents, Couples, Families, Anxiety, Depression, Self-Esteem Issues, Grief and Loss, Communication Skills, Divorce, Adjustment Disorders, Mood Disorders, Coping Skills, Parenting, Family Conflict, Marital Conflict, Relationship Issues
    Insurance: BCBS, Tricare, Medicare, cash
    Location: Southern Pines, NC
  • Gretchen Montesanto, MA, LPC, NCC

    Specializes in: (Ages 14+) Teens, Individuals, Anxiety, Depression, Self-Esteem Issues, Grief and Loss, Stress, LGBT, Adjustment Disorder, Motivation, Life Transitions, Mood Disorders, Military Spouses

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Southern Pines, NC
    Insurance: BCBS, Tricare and Cash
    Location: Southern Pines, NC
  • Jaime J. Fitzpatrick MS, LPCS, LCAS

    Specializes in: (Ages 18+) Adults, Families and Couples, Anxiety, PTSD, Trauma and Abuse Recovery, Depression, Military Life Issues, Adjustment Disorder, Relationship Issues, Marriage Counseling, Dialectical Behavioral Therapy, Trauma Focused Therapy, Addictions, Emotional Disturbance, Coping Skills, Impulsivity, Grief and Loss, Self-Esteem
    Insurance: BCBS, Tricare, NCHC and Cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Southern Pines, NC
  • Gail Gustafson, MSW, LCSW

    Specializes in: (Ages 3+) Adolescents and Adults, Individuals, Couples and Families, PTSD/Trauma, EMDR, Adoption, Drug/Alcohol/Substance Abuse addiction, Anxiety, Depression, Bi-polar, Life Transitions, Grief and Loss, Parenting, family, couples and marriage counseling
    Insurance: BCBS, Tricare, Medicare,Cash, HRA and FSA accepted

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Southern Pines, NC
  • Tracy Goldberg, MSW, LCSW

    Specializes in: (Ages 3+) Individuals, Adolescents, Adults, Couples, Children and Families, Attention Deficit, Oppositional Defiance, Behavioral Issues, Peer Relationship, Coping Skills, Family Conflict, Depression, Anxiety, Parenting, Christian Counseling
    Insurance: BCBS, Medicare, Tricare,Cash, HSA and FSA accepted

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Southern Pines, NC
  • Kelly ErkenBrack, LCSW

    Specializes in: (Ages 3+) Children, Teens, Adults, Couples and Families. Anxiety, Depression, Grief and Loss, Mood Disorders, Trauma, Adjustments and Life Transitions, ADHD, Behavioral Issues, Parenting, Relationship Concerns, Self Esteem
    Insurance: BCBS, NCHC, Medicare Tricare Select and Cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Pinehurst, NC and Southern Pines, NC