Proper care for your psychological, emotional, and behavioral health is essential to achieve recovery. After diagnosing your condition, your health practitioner will prescribe the best form of treatment, whether it is medication, support, counseling, or a combination.

Unfortunately, many people are hesitant to get therapy because it can be expensive and the cost of psychotherapy is often not covered by insurance. Furthermore, the KFF Organization reports that more than 32 million nonelderly individuals are not insured due to various reasons, including the difficulty of the enrollment process.

Whether you have adequate insurance or not, there are various ways to pay for your care. The independently contracted counselors with Carolina Counseling Services — Pinehurst, NC, are flexible when it comes to payment schemes. Although these professionals are “in network” with most major insurance companies, they also accept other forms of payment preferred by clients.

Modes of Payment You Can Use

• Credit Card:  Instead of cash, you can opt to use your credit card to charge the cost of your health care. No information will be retained on file when the card is run for payment of the session.

• Health Savings Account (HSA): Being enrolled in a high-deductible health plan (HDHP) allows you to pay for treatment from a highly qualified counselor using your HSA. This tax-advantaged medical savings account can also be used for your spouse and other dependents, even if they are not included as beneficiaries in your HDHP.

• Flexible Spending Account (FSA): This special tax-free account can be used to pay some out-of-pocket health care expenses, including copayments and deductibles. The savings come from a portion of your income and are combined with your employer’s optional contribution, up to a maximum of $2,500 per year.

Once you see the signs that you may benefit from counseling, paying for treatment shows the importance you place on your psychological, emotional, and behavioral health. That is why the independently contracted counselors with Carolina Counseling Services — Pinehurst, NC, make sure that fees and fee arrangements are explored at the beginning of treatment. Regardless of your preferred payment mode, you will receive the same high-quality service and care given to all clients of Carolina Counseling Services — Pinehurst, NC. Schedule an appointment now.